An On-The-Job Injury Is Not Your Fault

While most states have mandatory workers’ compensation, Texas is one of only two states that does not require employers to carry workers’ compensation insurance coverage. Approximately one-third of Texas employers do not carry workers’ compensation coverage (called going “bare”). This means that many workers who are injured on the job don’t enjoy the automatic medical and wage replacement benefits offered by workers’ compensation insurance. In other words, if you are injured on the job and your employer has gone bare, your employer does not have insurance to automatically pay for any injuries you have suffered.

However, you still have legal remedies potentially available to you, even if your employer has gone bare. If you can prove that your employer was negligent to any degree, even if the accident was 99 percent your fault, and just 1 percent our employer’s fault, you are entitled to the full range of compensation available to you under the law.

This not only includes your medical expenses and wage loss, but also your pain and suffering, mental anguish and physical impairment. And unlike workers’ compensation, which provides limited wage loss replacement, you are entitled to your loss of earning capacity, both past and future. The Alworth Law Firm, based in Houston, has vast experience and great understanding of Texas-specific laws and can help you determine the next steps.

Attorney Jon Alworth has a strong record of success in these cases. Jon has recovered millions for clients across the state of Texas who have been injured at work places where the employer has gone bare.

There Are No Limits To Compensation

Workers’ compensation can provide immediate, but limited, compensation. In nonsubscriber cases, those limitations do not apply. Depending on how severe your injuries are, this means you might not only receive compensation for your medical expenses and your loss of earning capacity, but also for your pain and suffering, mental anguish and physical impairment.

Third-Party Cases

Even if your employer has workers’ compensation, you may have a lawsuit against a third party. For example, if you are injured in a car accident, you may have a workers’ compensation claim, as well as a claim against the driver who caused the accident. Another example would be if you were injured on a construction site or in the oil field and the injury was caused by an employee from a different company than your employer.

Time Is Of The Essence, Call Us Today

Workplace injuries can be devastating. Medical bills may be piling up, and you can’t work to support your family. The sooner we can begin to work on your behalf, the better. Call us today at 832-548-9813 for a free consultation with an experienced lawyer or fill out our contact form here. Or to reach Jon directly, call 832-475-8642. You can also reach us after hours 24/7 at 832-603-0266. We are here for you!